Don't Forget Closing Costs

Lending Arizona can help you understand closing costs. Give us a call at 5208867283.

Every home sale incurs fixed costs. Buyers almost always incur these closing costs, as specified in the real estate sales contract, however, depending on the contract the seller will have to cover some of the closing costs. "Closing Costs" are the fees which pay for various services involved in the sale of a house. These fees can be paid directly or indirectly by crediting the loan.

As you'll see below, many of the costs result from getting your mortgage loan. Since Lending Arizona is highly experienced with mortgages & closings, we can help you understand your closing costs.

Obtaining The Loan Estimate

Three days after you submit your application, we will provide you with a Loan Estimate. The Loan Estimate provides you with information like closing costs, taxes, insurance, estimated interest rate monthly payment and more. This estimate is not an approval, but it's the first step toward obtaining your loan.

We explain estimates with buyers every day, so we'd be glad to answer your questions about closing costs.

Below is a general list of closing costs. We will always provide a specific list of your closing costs when we provide your estimate.

Standard Closing Costs

Loan-Related Costs
  • Interest Payment
  • Escrow Account
  • Loan Origination Fee
  • Points — A fee paid to lower your interest rate (optional)
  • Appraisal Fee
  • Obtaining YourCredit Report
Property Taxes
  • Insurance
  • Transfer Taxes & Recording Fees
Homeowners Insurance
  • Private Mortgage Insurance (PMI)
  • Title Insurance
  • Flood or Quake Insurance
Searching for a mortgage loan? We will be glad to assist you! Call us at 5208867283. Want to get started? Apply Now.

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Lending Arizona, llc

NMLS #174095; MB-0909242

3531 N Pantano Rd
Tucson, AZ 85750-2805